Travel insurance may help protect you and your investment from unforeseen circumstances before and/or during your trip. These are most commonly related to injury, illness or an unexpected family emergency. In addition to being familiar with our cancellation policy, having coverage can make it easier to change your plans when things come up.
Arch RoamRight Travel Protection Plan: Offered exclusively to Backroads guests as late as 10 days before your departure, the Arch RoamRight Travel Protection Plan provides up to 100% trip cancellation and interruption coverage due to unforeseen reasons such as sickness or injury, medical evacuation as well as additional protections while traveling. Learn more about Arch RoamRight here and see below for plan details.
Backroads Flexible Cancellation Plan: Even the best traditional travel insurance plans may not cover all of life’s circumstances. Can’t find pet care? Want to attend your nephew’s wedding? Worried about rain? Available for $250 per guest with purchase of the Arch RoamRight Travel Protection Plan, this flexible non-insurance plan allows you to cancel for any reason up to 48 hours before your Backroads trip starts and convert 75% of your trip cost into Backroads travel savings. Learn more here.
Arch RoamRight Travel Protection Plan
This comprehensive plan provides coverage for trips booked directly with Backroads and does not include airfare or any other excursions or pre- and post-trip travel arrangements not organized by Backroads.
Summary of Benefits
The Arch RoamRight Travel Protection Plan cost is based on your age at the time of purchase:
| Age (at time of purchase) | Cost of Insurance Plan (% of trip price)* |
| 0-50 | 7.25% |
| 51-64 | 9.75% |
| 65-74 | 12.60% |
| 75+ | 17.75% |
A few key details:
- Add the Arch RoamRight Travel Protection Plan anytime up to 10 days before your trip departure date. To be eligible for some benefits, including pre-existing medical conditions, you must purchase the plan within 20 days of your first trip payment.
- Plan premiums must be purchased in full upon selection.
- You’ll still have 14 days to change your mind and get a refund for the plan’s cost.
- Backroads is not permitted to offer the Arch RoamRight Travel Protection Plan to residents of New York, Hawaii and Quebec. New York and Hawaii Residents only, click here for the Travel Protection Plan information and purchase link.
- The Arch RoamRight Travel Protection Plan is underwritten by Arch RoamRight. Please see the Arch RoamRight Travel Protection Summary of Coverage here.*
- Arch RoamRight and Backroads are separate entities with no corporate affiliation.
Want to learn more? Visit our Travel Protection Plan FAQs or contact Arch RoamRight for specific coverage questions at 844-731-7065.
Claims
To file a claim, please contact Arch Insurance Solutions at 844-731-7065 or file an electronic claim here. When filing a claim, please reference Backroads as your travel provider.
For a step-by-step guide to filing a claim, please see here.
*Travel Protection Plan rates are as of January 15, 2023 and are subject to change. If you purchased your plan prior to January 15, 2023, and transfer your reservation to a different date or trip before Final Payment (plan not transferrable after Final Payment), your revised booking will be subject to new rates (see table above).
The above information is a broad overview of your policy provisions and does not revise or amend the policy. Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under policy series LTP 2013 and amendments thereto. Plans are offered and disseminated by registered travel retailers on behalf of Arch Insurance Solutions Inc., a licensed travel insurance producer* (CA License #0I18111, TX License #1787195). Both the travel insurance producer and the underwriter referenced above may be reached at 1-844-731-7065. Your policy is the contract that specifically and fully describes your coverage. Certain terms, conditions, restrictions and exclusions apply, and coverages may vary in certain states. Please refer to your policy for detailed terms and conditions. Consumer Disclosures can be found here.
- About Arch RoamRight
Arch RoamRight, the travel insurance brand of Arch Insurance, is a vertically integrated, A+ rated insurance carrier by AM Best and S&P (see the latest ratings here). Parent company Arch Capital Group is publicly traded under ticker ACGL on the NASDAQ. Arch RoamRight has developed many plans to protect travelers venturing around the world with travel protection for leisure, business, student and group travelers taking both domestic and international trips. From trip cancellation to travel medical insurance plans and an award-winning mobile app and website, Arch RoamRight is an industry leader in innovation and technological solutions. In 2020, Arch RoamRight was awarded multiple Travel Weekly Magellan Awards, and was named Best Customer Service Provider by Money.com. Arch RoamRight also won the bronze Stevie Award® for Customer Service Department of the Year in the American Business Awards®.
As a global provider of travel insurance and assistance services, Arch Insurance Solutions is committed to:
High quality coverage – Arch's plans include trip cancellation insurance, travel medical insurance, scheduled benefit visitor programs and worldwide medical insurance. All of these provide comprehensive coverage to travelers to protect them and their financial investments in their trips.
Excellent customer service – Arch's user-focused website makes it easier than ever to learn about and purchase travel insurance. Their employees have more than 35 years of experience helping travelers around the world. Let them help you protect your travels today.
Quality claims service – If you need to file an insurance claim, Arch's administrators will help you through the process. Travelers are often surprised at the efficiency of their claims department.
Have insurance questions? Contact Arch RoamRight directly at 844-731-7065.
For a summary of the Arch RoamRight Travel Protection Plan, click here.